กลิ่นขจรชินสิริ ธ, Pongsupatt T, Pongsupatt A. FACTORS AFFECTING NON-PERFORMING LOANS (NPLs) OF COMMERCIAL BANKS LISTED ON THE STOCK EXCHANGE OF THAILAND. JBER [internet]. 2021 Dec. 31 [cited 2026 Oct. 12];7(3):45-61. available from: https://so06.tci-thaijo.org/index.php/jber/article/view/248538