SETTAARRAK , P.; LEEJOEIWARA , B. A Structural Equation Model of Causal Factors Affecting Decision on Business Loans Service of The Government Savings Bank Credit Center for SMEs Business 11 Mancha Khiri. Journal of Modern Learning Development, [S. l.], v. 7, n. 1, p. 340–356, 2021. Disponível em: https://so06.tci-thaijo.org/index.php/jomld/article/view/251509. Acesso em: 16 sep. 2026.