SANTIVANICHKUL, P.; JONGADSAYAKUL, W. The Mobile Payment Application Usage of Generation X Generation Y and Generation Z. Journal of Modern Learning Development, [S. l.], v. 7, n. 8, p. 1–15, 2022. Disponível em: https://so06.tci-thaijo.org/index.php/jomld/article/view/256732. Acesso em: 17 sep. 2026.