Chaiwattakul, C., Rojanatrakul, T. and Bodeerat, C. (2024) “The effectiveness of public policy implementation for low income earners through the People’s Bank Project Loan a case study of the Government Savings Bank, Muang District, Phitsanulok Province”, Journal of Modern Learning Development, 9(2), pp. 366–378. available at: https://so06.tci-thaijo.org/index.php/jomld/article/view/264523 (accessed: 17 September 2026).