panich, Rewadee. “Distorted financial behaviors resulting from behavioral decision-making biases”. University of the Thai Chamber of Commerce Journal Humanities and Social Sciences 43, no. 4 (December 28, 2023): 164–177. accessed October 10, 2026. https://so06.tci-thaijo.org/index.php/utccjournalhs/article/view/264437.