Pongwiritthon R, Kamja K. Development of Information System for Components Assessment of Business Plan in Credit Risk Mitigation of SMEs in Thailand. soc sci hum utcc [internet]. 2019 Mar. 7 [cited 2026 Aug. 30];38(4):15-37. available from: https://so06.tci-thaijo.org/index.php/utccjournalhs/article/view/176444