A WELFARE PROVISION OF COMMUNITY FINANCIAL INSTITUTION TO ENCHANCE FINANCIAL PROTECTION SOCIETY OF PATTANI PROVINCE

Abstract

This research aims to 1) Analyze the provision of welfare by community financial institutions in enhancing social protection. 2) Develop the welfare system of community financial institutions to strengthen social protection in Pattani province. and 3) Establish networks for the welfare provision of community financial institutions to enhance social protection in Pattani province. This study adopts a qualitative research approach, involving document analysis and in-depth interviews with 26 key informants selected through purposive sampling. The research instrument used was a structured interview, and the collected data were analyzed using descriptive content analysis. The findings revealed that 1) The welfare arrangements of community financial institutions in enhancing social protection addressed basic needs such as education, health, and economic security by utilizing local resources, cultural elements, and external support, emphasizing equality, fairness, and sustainable self-reliance. 2) The development of welfare arrangements for community financial institutions in enhancing social protection in Pattani Province included supporting education and training, strengthening financial security through savings and low-interest loans, and promoting vocational skill development. Transparent resource management built trust and increased the capacity to meet the needs of the community. and 3) The establishing networks for the welfare provision of community financial institutions to enhance social protection involves connecting members through shared objectives, such as training programs, support from non-profit organizations, and fostering relationships within the network. The success of these networks relies on effective management, communication, and capacity-building among members, ensuring problem-solving capabilities and expanding long-term collaboration.