Social Media Content Strategies for Bank Investment Products: Language Complexity, Investor Personas, and Content Preferences in Thailand

ผู้แต่ง

  • Tisiruk Potavanich College of Social Communication Innovation, Srinakharinwirot University
  • Benjawan Arukaroon College of Social Communication Innovation, Srinakharinwirot University

คำสำคัญ:

marketing communication, investment products, persona-based marketing, , social media marketing, content strategy

บทคัดย่อ

        While social media platforms facilitate investment communication, financial product complexity creates communication barriers preventing effective engagement across diverse investor segments. This study examines associations between financial language complexity and investor personas in investment product communication on social media platforms, along with persona-content type preference relationships. Using content analysis methodology, 180 high-engagement posts from verified Thai financial institutions and financial influencers across Facebook, X, and TikTok were analyzed and categorized by complexity levels, persona identification, and content types. Results reveal significant complexity-persona associations: Analytical Investors preferred high complexity content while Security-focused personas engaged primarily with basic language. Educational content emerged as the predominant preference across all personas. Step-by-Step Guides showed strong resonance with Pre-retirees, and Tips for Money Management proved effective with Retirees. Notably, Analytical Investors demonstrated no engagement with Market Analysis content, contradicting expected patterns. The findings extend the Elaboration Likelihood Model and refine personalization theory, showing that high-engagement content maintains universal appeal while incorporating selective optimization. Banks can implement evidence-based strategies prioritizing universal educational content while selectively targeting specific persona-content combinations.

เอกสารอ้างอิง

Almansour, B. Y., Elkrghli, S., & Thurasamy, R. (2023). Behavioral finance factors and investment decisions: A mediating role of risk perception. Cogent Economics & Finance, 11(1), Article 2239032. https://doi.org/10.1080/23322039.2023.2239032

An, J., Kwak, H., Salminen, J., Jung, S., & Jansen, B. J. (2018). Imaginary people representing real numbers: Generating personas from online social media data. ACM Transactions on the Web, 12(4), Article 27. https://doi.org/10.1145/3265986

Ardehaly, E. M., & Culotta, A. (2015). Inferring latent attributes of Twitter users with label regularization. In Proceedings of the 2015 Conference of the North American Chapter of the Association for Computational Linguistics: Human Language Technologies (pp. 185-195). Association for Computational Linguistics. https://doi.org/10.3115/v1/N15-1019

Ashley, C., & Tuten, T. (2015). Creative strategies in social media marketing: An exploratory study of branded social content and consumer engagement. Psychology & Marketing, 32(1), 15-27. https://doi.org/10.1002/mar.20761

Chandra, S., Verma, S., Lim, W. M., Kumar, S., & Donthu, N. (2022). Personalization in personalized marketing: Trends and ways forward. Psychology & Marketing, 39(8), 1529-1562. https://doi.org/10.1002/mar.21670

Cochran, W. G. (1977). Sampling techniques (3rd ed.). John Wiley & Sons.

Gavurova, B., Huculova, E., Kubak, M., & Cepel, M. (2017). The state of students’ financial literacy in selected Slovak universities and its relationship with active pension savings. Economics and Sociology, 10(3), 206-219. https://doi.org/10.14254/2071-789X.2017/10-3/15

Krippendorff, K. (2018). Content analysis: An introduction to its methodology (4th ed.). SAGE Publications.

Kumar, A., Bezawada, R., Rishika, R., Janakiraman, R., & Kannan, P. K. (2016). From social to sale: The effects of firm-generated content in social media on customer behavior. Journal of Marketing, 80(1), 7-25. https://doi.org/10.1509/jm.14.0249

Liao, S. H., & Huang, Y. C. (2021). The effect of different social media marketing channels and events on movie box office: An elaboration likelihood model perspective. Information & Management, 58(7), 1-16. https://doi.org/10.1016/j.im.2021.103481

Lombard, M., Snyder‐Duch, J., & Bracken, C. C. (2002). Content analysis in mass communication: Assessment and reporting of intercoder reliability. Human Communication Research, 28(4), 587-604. https://doi.org/10.1111/j.1468-2958.2002.tb00826.x

Neuendorf, K. A. (2017). The content analysis guidebook (2nd ed.). SAGE Publications.

Salminen, J., Jansen, B. J., An, J., Kwak, H., & Jung, S. G. (2018). Are personas done? Evaluating their usefulness in the age of digital analytics. Persona Studies, 4(2), 47-65. https://doi.org/10.21153/psj2018vol4no2art737

Shen, B., & Bissell, K. (2013). Social media, social me: A content analysis of beauty companies’ use of Facebook in marketing and branding. Journal of Promotion Management, 19(5), 629-651. https://doi.org/10.1080/10496491.2013.829160

Silic, M., & Ruf, C. (2018). The effects of the elaboration likelihood model on initial trust formation in financial advisory services. International Journal of Bank Marketing, 36(3), 456-480. https://doi.org/10.1108/IJBM-02-2017-0038

Spiliotopoulos, D., Margaris, D., & Vassilakis, C. (2020). Data-assisted persona construction using social media data. Big Data and Cognitive Computing, 4(3), Article 21. https://doi.org/10.3390/bdcc4030021

Statista. (2025). Wealth management market in Thailand - Revenue forecast 2025-2029. Statista Market Insights. https://www.statista.com/outlook/fmo/wealth-management/thailand

Thongmak, M. (2024). Twitter content strategies to maximize engagement: The case of Thai banks. Computers in Human Behavior, 152. https://doi.org/10.1016/j.chb.2023.108081

Wang, P., & McCarthy, B. (2021). What do people “like” on Facebook? Content marketing strategies used by retail bank brands in Australia and Singapore. Australasian Marketing Journal, 29(2), 147-156. https://doi.org/10.1016/j.ausmj.2020.04.008

West, J., Drew, M., Bianchi, R., & Walk, A. (2013). Financial product complexity and the limits of financial literacy: A special issue of the Journal of Financial Services Marketing. Journal of Financial Services Marketing, 18(3), 153-157. https://doi.org/10.1057/fsm.2013.19

ดาวน์โหลด

เผยแพร่แล้ว

2026-04-30