THE CURRICULUM DEVELOPMENT INNOVATION OF SECONDARY SCHOOLS BASED ON THE CONCEPT OF FINANCIAL LITERACY
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Abstract
The objectives of this research were 1) to study the modified priority needs index of secondary school curriculum development based on the concept of financial literacy; 2) to study the good practices of secondary school curriculum development based on the concept of financial literacy; and 3) to design the curriculum development innovation of secondary school based on the concept of financial literacy. The sample consisted of 331 secondary schools. The informants were 662 school administrators, and heads of academic administration groups, and 31 experts for a total of 693 people. The research instruments were questionnaires, interviews, and actual state and desirable state assessment forms. Data were analyzed using average, standard deviation, Modified Priority Needs Index (PNImodified), and content analysis. The research revealed that:
1. The greatest need for developing a secondary school curriculum based on the concept of financial literacy is setting the objectives of the school curriculum that emphasize learning outcomes as the basis. (PNImodified = 0.156)
2. Good practices for developing secondary school curricula based on the concept of financial literacy consist of four main approaches: 1) Setting the objectives of school curricula that emphasize learning outcomes as the base. (Outcome-based Curriculum) 2) determining the learning content in the school curriculum, including basic subjects, additional courses, and free elective courses, through the integration of financial education content that is appropriate according to age; 3) determining learning activities in the school curriculum that are consistent with the level of financial experience of the learners; and 4) evaluating the results of the curriculum in the school curriculum by using collaborative assessment.
3. The curriculum development innovation based on the concept of financial literacy was an innovation in designing school curriculum to create financially smart learners. It consists of vision, principles, aims, indicators, results of curriculum, the curriculum development process, and guidelines for implementing the curriculum.
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