Decision to Apply to Be an Insurers under Section 40 of Informal Workers: Case Study of the Saraburi Provincial Social Security Office, Nong Khae Branch

Abstract

The objectives of this research were 1) to study the decision to apply to be insurers under section 40; and 2) to compare the decision to apply to be insurers under section 40 of informal workers in Nong Khae District, Saraburi Province classified by personal factors. It was a quantitative research. The sample was calculated from the formula of Taro Yamane of 369 people from the population who were insurers under Section 40 of Nong Khae District, Saraburi Province of 4,774 people. The research instrument was a questionnaire with Index of Item Objective Congruence .968 and the confidence of the whole version was .826. The statistics used in the research were frequency, percentage, mean, standard deviation, t-Test and F-Test, one-way analysis of variance and tested the differences in pairs using the Chef's method.The results of the research revealed that 1) the decision to apply to be insurers under Section 40 in the overall aspect had a high level of opinion. When considering each aspect, it was found that it was at a high level in all aspects; and 2) comparison of the decision to apply to be insurers under Section 40 of informal workers in Nong Khae District, Saraburi Province found that personal factors when classified by age, the average monthly income, overall, were a statistically significant difference at the .001 level; classified by the number of family members, overall, there was a statistically significant difference at the  .01 level; classified by congenital disease, overall, there was no statistically significant differences. And classified according to knowledge and understanding about social security under Section 40 found that in the overall and in each aspect, no statistically significant differences were found.