THE DEVELOPMENT OF INTEGRATED LEARNING UNIT ON MONEY SMARTS AND STYLISH SAVINGS TO PROMOTE FINANCIAL LITERACY OF STUDENTS IN GRADE 3

Abstract

The purposes of this research included 1) to create and test the integrated learning unit on Money smarts and Stylish savings to promote financial literacy of students in grade 3. 2) to compare financial literacy after studying  of students who learned according to the integrated learning unit on Money smarts and Stylish savings to promote financial literacy of students in grade 3. and  3) to study students' opinions on learning according to the integrated learning unit on Money smarts and Stylish savings to promote financial literacy of students  in grade 3. The research was carried out by research and development methodology.        The sample consisted of 8 3th grade elementary school students at Supratsamrong School, The Primary Educational Service Area Office Lopburi 2, semester 2, academic year 2023, which were selected by purposive sampling. The instruments used in this research were 1) The integrated learning unit on Money smarts and Stylish savings  2) Financial literacy test 3) Student opinion questionnaire on Learning according to the integrated learning unit on Money smarts and Stylish savings The results indicated that: 1)  The integrated learning unit on Money smarts and Stylish savings to promote financial literacy of students in grade 3. included the following components: 1) the name of the learning unit 2) learning standards and indicators    3) essence 4) content of learning  5) learning objectives 6) Educational activities 7) task, 8) measurement and evaluation, and 9) duration The integrated learning unit on Money smarts and Stylish savings is divided into five sections: 1. My Daily Spending 2. Little Millionaire 3. Needs vs. Wants 4. Know How to Use and Spend  5. Adjusting Spending, 15 hours total. The outcomes of evaluating the learning unit's suitability, it was found to be appropriate at the high level (mean = 4.45, S.D. = 0.37) and the pilot study 1) the integrated learning unit on Money smarts and Stylish savings found that it is feasible and can be practically implemented. 2) The financial literacy after learning of students who learned according to the integrated learning unit on Money smarts and Stylish savings was higher than the 70% criterion.  3) Students' opinions on learning according to the integrated learning unit on Money smarts and Stylish savings showed overall that students strongly agreed (mean = 4.81 and S.D. = 0.12). Additionally, students suggested that teachers incorporate competitive games during activities (2 students).